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Chapter 8 · The 40-Hour Banked Week
Financially Trapped · Worksheet Tutorial
WS 8
The 40-Hour Banked Week
Labor Conversion Rate · Sprint Target Plan
Worksheet 8 of 16
The 40-Hour Banked Week
Financially Trapped · The Architect's Working Documents
Worksheet 8: The 40-Hour Banked Week
Labor Conversion Rate · Sprint Target Plan
[A] Labor Conversion Rate — Turn overtime into engines
LABOUR INPUTYOUR NUMBER
Regular hourly rate ($)
OT rate (regular × 1.5)
Estimated tax rate on OT (%)
Target OT hours per sprint (2 weeks)
Gross OT earnings (hours × OT rate)
After-tax OT income
This funds engine worth (After-tax ÷ 0.12)
Financially Trapped · The Architect's Working Documents
Worksheet 8: The 40-Hour Banked Week
[B] Sprint Target Plan — Map each sprint to a specific engine goal
GOAL / BILL TARGETENGINE PRICE ($)CURRENT VALUE ($)GAP ($)OT HRS NEEDED
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"Every overtime hour belongs to the Architect. The machine gets paid first."
Worksheet 8 complete
The 40-Hour Banked Week
Your overtime now has a destination. Every extra hour is capital. Every sprint has a named engine goal.
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