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Chapter 7 · Threading the Needle
Financially Trapped · Worksheet Tutorial
WS 7
Threading the Needle
Debt Decision Matrix · Injection Commitment
Worksheet 7 of 16
Threading the Needle
Financially Trapped · The Architect's Working Documents
Worksheet 7: Threading the Needle
Debt Decision Matrix · Injection Commitment
[A] Debt Decision Matrix — Classify every debt, assign a decision
DEBTBALANCE ($)RATE (%)MIN PAYMENT ($)DECISIONNOTES
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Financially Trapped · The Architect's Working Documents
Worksheet 7: Threading the Needle
[B] Injection Commitment — The thread that cannot break
COMMITMENT FIELDYOUR ENTRY
Monthly injection amount (non-negotiable)
Injection date each month
Source of injection (found money, paycheque, side income)
Platform receiving the injectionWealthsimple Trade
First ticker receiving this injection
Consequence if you miss (self-defined)
"The thread cannot break. This is not metaphor — it is the architecture."
Worksheet 7 complete
Threading the Needle
Debts classified. Injection commitment locked. The thread is set. Now hold it.
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