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Chapter 4 · The Leech and the Cage
Financially Trapped · Worksheet Tutorial
WS 4
The Leech and the Cage
MER Audit · 30-Year True Cost Calculator
Worksheet 4 of 16
The Leech and the Cage
Financially Trapped · The Architect's Working Documents
Worksheet 4: The Leech and the Cage
MER Audit · 30-Year True Cost Calculator
[A] MER Audit — What the cage is actually costing you
FUND / ETFINSTITUTIONCURRENT VALUE ($)MER (%)ANNUAL FEE ($)ACTION
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TOTAL ANNUAL FEES PAID TO THE LEECH$___
Financially Trapped · The Architect's Working Documents
Worksheet 4: The Leech and the Cage
[B] 30-Year True Cost Calculator — What you lose, compounded
SCENARIOSTARTING BALANCEMER %ASSUMED RETURNVALUE AFTER 30 YRSTOTAL LOST TO FEES
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"The Leech doesn't steal in one event. It bleeds you by the month, invisibly, forever."
Worksheet 4 complete
The Leech and the Cage
The audit is done. The true cost is visible. You now know exactly what the cage has been costing you.
Click play to begin
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